Effective Date: October 1, 2026

1. Acceptance of Terms

By registering for, accessing, participating in, or using any part of this training program (“Program”), including all related materials, presentations, videos, workbooks, exercises, recordings, resources, and feedback sessions, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not participate in the Program.

2. Intellectual Property and Confidentiality

All Program content, materials, methodologies, presentations, recordings, documents, exercises, training tools, handouts, slides, videos, templates, and related resources (“Program Materials”) are the intellectual property of The Monarch System, Inc. and/or its licensors and are protected by applicable copyright, trademark, and other intellectual property laws.

Unless expressly authorized in writing by The Monarch System, Inc., participants may not:

• Record, copy, photograph, screenshot, reproduce, distribute, publish, transmit, display, sell, license, modify, or create derivative works from any Program Materials.
• Share Program Materials with any person who is not an authorized participant in the Program.
• Upload Program Materials to websites, social media platforms, file-sharing services, artificial intelligence platforms, learning management systems, or other public or private repositories.
• Permit any third party to access Program Materials.

Access to Program Materials is granted solely for the participant’s personal educational use and does not transfer any ownership or intellectual property rights.

3. Certificate of Completion

Participants who satisfy the Program’s attendance and participation requirements may receive a Certificate of Completion.

A Certificate of Completion:

• Confirms only that the participant has completed the Program requirements.
• Does not constitute certification, accreditation, licensure, endorsement, or professional qualification.
• Does not represent or guarantee that the participant has achieved any particular level of knowledge, competence, proficiency, skill, or professional readiness.
• Must not be represented to others as evidence that the participant has been assessed, evaluated, certified, or deemed competent in the application of the approaches, tools, techniques, or practices taught in the Program.

No formal competency assessment is provided unless expressly stated in writing by The Monarch System, Inc.

4. Educational Purposes Only

The Program is provided solely for educational and informational purposes.

The approaches, tools, strategies, frameworks, and techniques presented in the Program are intended to support learning and professional development. Participants remain solely responsible for determining whether, when, and how any information learned in the Program is applied in practice.

Nothing in the Program constitutes professional, legal, medical, psychological, mental health, financial, clinical, or other regulated professional advice.

5. No Guarantee of Results

The Monarch System, Inc. makes no representations, warranties, or guarantees regarding any outcome, result, benefit, improvement, professional success, client outcome, organizational outcome, or other consequence arising from participation in the Program or the application of any Program content.

Individual outcomes may vary significantly and depend on numerous factors beyond the control of The Monarch System, Inc.

6. Participant Responsibility for Use of Program Content

Participants assume full responsibility for their use of any knowledge, skills, tools, techniques, frameworks, or recommendations presented in the Program.

Participants acknowledge and agree that they are solely responsible for:

• Exercising professional judgment when applying Program content.
• Determining the appropriateness of any tool, technique, or approach for a given situation.
• Complying with all applicable laws, regulations, professional standards, codes of ethics, workplace policies, and licensing requirements.
• Obtaining any supervision, consultation, or professional guidance they determine to be necessary.

7. Consent for Practice Activities and Recordings

Participants may be invited to practice skills or techniques learned during the Program.

Participants agree that they are solely responsible for obtaining all required informed consent before engaging any individual in practice activities, demonstrations, exercises, consultations, interviews, coaching sessions, or other interactions related to the Program.

Where a participant chooses to record any interaction for the purpose of receiving feedback, coaching, consultation, supervision, or critique, the participant must:

• Obtain all legally required permissions and informed consent before making any recording.
• Inform all individuals being recorded of the purpose of the recording and who may have access to it.
• Comply with all applicable privacy laws, confidentiality obligations, professional standards, workplace policies, and record-retention requirements.
• Ensure that any recording is securely stored and transmitted.

Participants acknowledge that they bear sole responsibility for obtaining and documenting consent and for complying with all legal and ethical obligations related to the collection, use, disclosure, storage, and destruction of recordings.

8. Privacy and Confidentiality Responsibilities

Participants are responsible for protecting the privacy and confidentiality of any person with whom they interact while practicing or applying Program content.

Participants shall not disclose confidential, identifying, personal, health, employment, educational, or otherwise sensitive information except as permitted by law and any applicable professional or organizational requirements.

9. Release and Limitation of Liability

To the fullest extent permitted by law, The Monarch System, Inc., its owners, directors, officers, employees, contractors, instructors, facilitators, affiliates, agents, and representatives shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, losses, claims, liabilities, injuries, costs, expenses, or other consequences arising from or related to:

• Participation in the Program.
• Reliance upon Program content.
• Use or misuse of knowledge, tools, techniques, or approaches presented in the Program.
• Decisions made or actions taken by participants or third parties.
• Practice activities conducted by participants.
• The recording, storage, sharing, or use of participant-created recordings.
• Outcomes experienced by participants, clients, patients, students, employees, organizations, or any other third party.

Participation in the Program is undertaken voluntarily and at the participant’s own risk.

10. Indemnification

Participants agree to indemnify, defend, and hold harmless The Monarch System, Inc., its owners, directors, officers, employees, contractors, instructors, affiliates, and representatives from any claims, actions, damages, losses, liabilities, costs, or expenses, including reasonable legal fees, arising from:

• The participant’s use of Program content.
• Any breach of these Terms and Conditions.
• Failure to obtain required consent.
• Any recording, disclosure, or misuse of personal or confidential information.
• The participant’s professional, business, educational, or personal application of Program content.

11. Termination of Access

The Monarch System, Inc. reserves the right to suspend or terminate a participant’s access to the Program without refund where the participant:

• Violates these Terms and Conditions.
• Infringes intellectual property rights.
• Shares or reproduces Program Materials without authorization.
• Engages in conduct that compromises the integrity, safety, confidentiality, or operation of the Program.

12. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any dispute arising from or relating to these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario, unless otherwise required by applicable law.

13. Severability

If any provision of these Terms and Conditions is found to be invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms and Conditions constitute the entire agreement between the participant and The Monarch System, Inc. regarding participation in the Program and supersede all prior communications, representations, understandings, and agreements relating to the Program.

Participant Acknowledgement

By registering for or participating in this Program, the participant acknowledges and accepts all terms and conditions as outlined above.